Service status ·A8 Core™ · The Operating System for Financial Accounts ·The account operating system · API-first
Solutions · By institution

Run the trust company. Connect the banks. Preserve every beneficial owner.

A non-depository trust company is a fiduciary, not a bank: client cash must live in partner-bank FBO accounts while the trust company keeps the authoritative beneficial-owner books. A8 Core™ is built for exactly that operating model.

The operating model, stated plainly

The structure everything else depends on.

Not a depository bank

The trust company does not take deposits; it administers accounts under its charter and policies.

Cash at partner banks

Actual cash is held in FBO accounts at one or more banking partners.

Books at the trust company

A8 Core™ maintains the beneficial-owner books and records that make the pooled cash answerable client by client.

Multiple banking partners

The model supports several partner banks, with capacity and allocation managed daily.

One consolidated view

Each client sees one cash balance, however many banks stand behind it.

One platform for the whole charter

Trust accounting, retirement custody, alternative assets, cash placement, interest, tax, and reporting operate on one platform — not seven systems reconciled by hand.

Retirement custody

Directed custody with the SDIRA compliance center.

Alternative assets

Alts administered with valuations and 5498 support.

Custodial cash

Omnibus custodial cash — allocation, interest, spread, reconciliation.

Tax & reporting

Tax data & reporting across the book.

Operations

Operations Studio for the teams that run it.

Institution-specific by design

What any given trust company may offer is determined by its charter, jurisdiction, policies, and legal review — A8 Core™ models availability per institution rather than assuming it.

Configure authority

Account types and workflows enabled per the institution’s authority and policy.

Connect partners

Banking, custody, and provider integrations under the institution’s contracts.

Operate with evidence

Daily reconciliation, certifications, and records built for examination.

Availability. Account types, workflows, and filing capabilities described on this page depend on the operating institution’s legal authority, configuration, contracts, integrations, and policies, and are subject to institution, jurisdiction, product, and legal review. Module maturity is summarized on the product status page.

Built for the charter you actually have.

Walk your trust company’s account model, banking partners, and fiduciary calendar through the platform.

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