A8 Core™ Publishes Its SR 26-2 Evidentiary-Records Framework
A unified approach that treats model-risk, fair-lending, and UDAAP obligations as a single, audit-ready evidentiary record — operationalized through TrustModel.ai.
PALO ALTO, Calif. — August 4, 2026 — A8 Core™ today published its evidentiary-records framework, a unified model for satisfying model-risk (SR 26-2), fair-lending (ECOA/Regulation B), and UDAAP obligations from a single underlying record rather than three parallel ones.
The framework rests on a simple observation: the evidence an examiner expects for model risk, the evidence a fair-lending review expects, and the evidence a UDAAP inquiry expects are, operationally, the same record viewed through different lenses — inputs, decisions, the basis for each decision, and an immutable trail of who changed what and when. A8 Core™ treats that record as a first-class platform output, captured automatically as accounts are opened, funded, and transacted, so institutions assemble examination-ready evidence continuously instead of reconstructing it under deadline.
The framework is operationalized through TrustModel.ai, an evidentiary-compliance platform purpose-built to the SR 26-2 standard for AI and machine-learning models in financial services. TrustModel.ai turns the single evidentiary record into the artifacts each review actually requires, giving model-risk, fair-lending, and UDAAP teams one source of truth.
“Compliance teams have been paying a reconstruction tax for years — rebuilding the same story three different ways for three different reviews. If the platform records the decision and its basis once, correctly, the audit stops being an archaeology project. That’s a trust contract, and we hold ourselves to it in every detail.”
— Todd Yancey, Founder and CEO of A8 Core™
“This is exactly the problem we built TrustModel.ai to solve. Compliance has always been the hidden tax on financial innovation — the endless cost of proving, again and again, that you did the right thing. By treating model-risk, fair-lending, and UDAAP as a single evidentiary record generated automatically as the system runs, A8 Core™ and TrustModel.ai turn audit-readiness from a fire drill into a property of the platform itself. Having funded and built companies across regulated markets worldwide, I’m convinced this is the infrastructure that lets institutions move fast without ever cutting a corner on trust.”
— Karl Mehta, CEO of TrustModel.ai
The framework is designed for the regulated institutions A8 Core™ serves — retirement administrators, custodians, trust and wealth platforms, and the banks behind them — and maps to the control expectations of SOC 2 and ISO 27001 programs. It is available through A8 Core™’s security and trust portal at a8core.com/.
About A8 Core™ — A8 Core™ is the operating system for financial accounts, serving highly regulated institutions across retirement, custody, trust, wealth, and alternative assets through a single API-first account core. Learn more at a8core.com/.
Media contact: press@a8core.com