Platform Licence Agreement
The standard form licence for the A8 Core™ platform — a software-as-a-service subscription metered on data and usage, not on seats — signable online.
Last updated 23 July 2026 · Version v.260723
This is the standard form. A negotiated platform agreement supersedes it. Signing below records your acceptance of this version and starts a commercial conversation; it does not provision an environment.
1. Licence grant
Subject to this agreement and to payment, Financial Infrastructure, Inc. grants your entity a non-exclusive, non-transferable, non-sublicensable right to access and use the A8 Core™ platform and APIs during the term, for your own internal business purposes and to serve your own customers.
The right extends to your personnel and to service providers acting on your behalf and bound to terms no less protective than these. You remain responsible for their use.
2. Metering — data and usage
A8 Core™ is a software-as-a-service subscription billed on data and usage. Fees are not levied per named user or per developer seat. The order form states the metered dimensions applicable to you, the included volumes, the overage rate and the measurement period.
Two consequences worth stating plainly, because they are what customers ask first:
- Adding a user does not add a fee. You can give every operations analyst and every examiner the access they need without a commercial decision attached to each one.
- Where A8 Core™ sits beneath another licensed layer, the metered dimensions are set so the same unit is not billed twice. If your institution also licenses Investor Services, which is metered per transaction with an ongoing per-account custody fee, the order forms reconcile those meters rather than double-counting an account.
Usage data is measured by the platform. We will make the measurement available to you, and a good-faith dispute over a measurement is resolved before the disputed amount becomes payable.
3. Environments
The order form identifies your environments. Non-production environments are for configuration, integration and testing, must not hold production personal data unless the order form expressly permits it, and carry no availability commitment. All environments are hosted on Microsoft Azure; region is a configurable property recorded on the order form.
4. Restrictions
You may not: sublicense, resell or provide the platform as a standalone service to a third party except as expressly permitted; reverse engineer or attempt to derive source code except to the extent that restriction is unenforceable by law; remove or obscure proprietary notices; use the platform to build a substantially similar competing service; or use it contrary to the Acceptable Use Policy, which is incorporated into this agreement.
5. Your data and your end users
You retain all rights in the data you and your end users put into the platform. We process personal data as your processor under the Data Processing Agreement, which is incorporated into this agreement.
We may use aggregated, de-identified operational telemetry to operate, secure, support and improve the platform. That telemetry does not identify you or your end users, and we do not use data in your tenant to train models that serve other customers.
6. Intellectual property
We and our licensors retain all rights in the platform, its APIs, documentation and marks. B5 Secure™ technology is licensed into the platform by B5 Secure, LLC, a separate entity, and nothing here grants you rights in it beyond use as part of the platform. Feedback you choose to give us may be used without restriction or obligation; you are never required to give it.
7. Warranties and disclaimers
We warrant that we will provide the platform with reasonable skill and care and in accordance with the documentation, and that we will not knowingly introduce malicious code. Availability commitments, if any, are on the order form.
What this platform is not. Financial Infrastructure, Inc. is a technology provider. It is not a bank, trust company, broker-dealer, investment adviser, transfer agent or law firm. It does not provide legal, regulatory, tax, accounting, chartering or investment advice, does not perform due diligence on any investment, sponsor or platform, and does not determine the suitability of anything for anyone. Regulatory obligations that attach to your institution remain yours; the platform is a means of discharging them, not a transfer of them.
Except as expressly stated, the platform is provided without further warranty of any kind to the fullest extent permitted by law.
8. Term, suspension and termination
The term is stated on the order form. Either party may terminate for material breach not cured within thirty days of written notice. We may suspend access as described in the Acceptable Use Policy, narrowed to what the risk requires.
On termination we will, at your choice, return or delete your data under clause 11 of the DPA. Because a regulated institution cannot simply stop having records, we will agree a transition period and an export format before access ends rather than after.
9. Governing law
This agreement is governed by the laws of the State of California, without regard to conflict-of-laws rules. The exclusive venue for disputes is the state and federal courts located in San Mateo County, California. Notices to us go to Financial Infrastructure, Inc., PO Box 1410, Menlo Park, California 94026-1410 and to legal@a8core.com.
10. Accept and sign
Sign on behalf of the entity named below. You confirm you are authorised to bind it.
Signing electronically has the same effect as signing on paper under the federal E-SIGN Act and the Uniform Electronic Transactions Act. Your typed name, the version of this document shown above, the date and time, and the network address and browser you used are recorded together as evidence of acceptance. A copy is sent to the email address you provide.
Institutional Trust Company is a proposed trust entity seeking a South Dakota non-depository trust charter. It is not yet chartered and is not accepting accounts. Nothing in this document is an offer or solicitation of any security.
Questions about this document? Contact legal@a8core.com or write to Financial Infrastructure, Inc., PO Box 1410, Menlo Park, California 94026-1410.