Service status ·A8 Core™ · The Operating System for Financial Accounts ·The account operating system · API-first
Solutions · By institution

Retirement providers. Recordkeeping-grade accounts.

Retirement accounts are rule engines with balances. A8 Core™ models every retirement type with its statutory rules — limits, eligibility, RMDs, reporting — enforced at the transaction boundary.

The operating problem

The retirement operations problem.

Rule density

Per-type contribution, eligibility, and distribution rules that change annually.

Rollover mechanics

Direct and indirect rollovers with tax reporting riding on the details.

Alternative pressure

Participants demanding assets legacy recordkeepers can’t hold.

Product modules

The A8 Core™ modules this institution type runs on.

Required integrations

Integrations depend on the institution’s partners and contracts; providers are named only when authorized.

Payroll & plan sources

Contribution feeds where plans are involved.

Payments

Distribution rails with withholding applied.

Tax providers

Filing paths for retirement forms.

Control model

Controls the IRS rules assume.

Limit enforcement

Contribution limits checked at posting, per year, per type.

RMD tracking

Required distributions computed and monitored, including inherited schedules.

Implementation path

A staged path, gated by evidence — not a big bang.

Load the types

The provider’s retirement menu configured with current-year limits.

Convert histories

Contribution and basis histories migrated with evidence.

Operate

Openings, rollovers, distributions, and reporting on-platform.

Example workflow

An indirect rollover, correctly reported.

Distribution + withholding1099-R data60-day trackingRollover contribution5498 data

Status & dependencies

Module maturity varies and is labeled honestly — see product status. Availability of any account type or workflow depends on the institution’s legal authority, configuration, contracts, and policies.

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Availability. Account types, workflows, and filing capabilities described on this page depend on the operating institution’s legal authority, configuration, contracts, integrations, and policies, and are subject to institution, jurisdiction, product, and legal review. Module maturity is summarized on the product status page.

See it on your account model.

A tailored session walks your accounts, workflows, and integrations through the platform.

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