Service status ·A8 Core™ · The Operating System for Financial Accounts ·The account operating system · API-first
Confidential · Investor desk

The operating system for financial accounts.

A8 Core™ is the API-first account core that fintech, wealthtech, and private-market platforms build on — the next-generation evolution of a platform already proven at $16B+ in assets under custody.

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2.3M+accounts supported · ISCP
$16B+assets under custody · ISCP
600+API endpoints · path and method · current codebase, July 2026
$0customer losses · ISCP history

Source: ISCP™, the lineage platform A8 Core™ was reimagined and rebuilt from. Measured 31 December 2025. These are security and processing-integrity figures for accounts and assets administered on that platform — not investment performance, not a guarantee of future results, and not a description of current Institutional Trust Company operations.

Lineage platform ISCP™ scaled to 2.3M+ accounts and $16B+ AUC, trusted by Acorns, Charles Schwab, LendingClub, and Wealthfront.

The thesis

Every fintech rebuilds the same account plumbing — opening, funding, beneficiaries, tax forms, and the compliance records that have to be right before anything ships. It is the most expensive, least differentiated work in the stack.

A8 Core™ sells that core as infrastructure: one regulated-infrastructure, API-first platform that handles every account type for any number of institutions, with the evidentiary records regulators expect already in place. The lineage platform proved the model at scale; A8 Core™ is reimagined and rebuilt to productize it for the market.

Why this, why us

  • A founder who has already built and run this category at scale.
  • Named, top-tier fintech logos on the lineage platform.
  • Compliance and evidentiary records as a structural moat.
  • Full account spectrum — banking through private funds — on one core.
Why now

Three forces are converging.

Embedded finance is now table stakes

Every vertical SaaS, neobank, and wealth app wants to hold accounts and move money. None want to build — or re-certify — the regulated core underneath. That core is the product A8 Core™ sells.

Compliance pressure is compounding

SR 26-2, fair-lending, UDAAP, and model-risk records are converging into one evidentiary burden. Platforms that can produce an audit-ready record by default win the enterprise and regulated buyer.

The largest wealth transfer in history

Trillions are moving to a generation that expects API-native, real-time, self-directed accounts across retirement, custody, and private markets — exactly the spectrum A8 Core™ covers natively.

Market

A8 Core™ sits at the intersection of three large, growing markets — the account core is the connective tissue across all three.

Embedded finance / BaaS$7T+ projected transaction value by 2030
Wealthtech & digital custody infrastructure$16B+ and growing double-digits
Private & alternative markets operations$13T+ AUM, 6,400+ active funds

Figures are illustrative industry estimates compiled from third-party sources (e.g., embedded-finance and private-markets research) and should be independently verified before use.

Why A8 Core™ wins

One core, full spectrum

Demand-deposit, retirement, taxable, trust, and private-fund accounts on a single integration — competitors cover a slice.

Compliance is the product

The evidentiary record — every directive logged with a RequestId — is built in, not bolted on. That is the enterprise moat.

Proven at scale, not a prototype

The lineage platform (ISCP) already ran 2.3M+ accounts and $16B+ AUC for top-tier fintechs. A8 Core™ is the clean, API-first rebuild.

Real-time, API-first

Open, funded, and transacting in the moment — designed for real-time posting, with no re-platforming as you grow.

Team

A8 Core™ and its IP are the work of Todd Yancey, who founded Investor Services and architected the Investor Services Cloud Platform (ISCP)™ — the real-time, zero-trust custody platform that scaled to 2.3M+ accounts and $16B+ AUC.

Twenty-five years building and scaling enterprise go-to-market and infrastructure across AI, cloud, security, and fintech — $100M+ personally closed, $1B+ in team revenue.

The ask

A8 Core™ is raising to move from proven core to commercialized platform. Round size, instrument, and terms are available in the data room.

StagePre-Seed / Seed · terms in data room
InstrumentSAFE · open to lead
Raise[ set in data room ]

Use of funds

60%Go-to-marketDesign partners, commercialization, sales, and developer marketing.
20%Product & platformEndpoint coverage, capabilities, and the features that widen the moat.
15%TeamSenior engineering, compliance, and solutions hires.
5%Compliance & certificationsSOC 2, audits, legal, and strategic partnerships.
Data room

Request access.

Qualified investors receive the full data room — deck, model, metrics, and diligence materials — under our mutual NDA. Start with the NDA, then we’ll grant access within one business day.

In the data room
  • Investor deck & executive summary
  • Financial model & projections
  • Platform & security overview
  • Cap table & round terms

Confidentiality. This investor desk is confidential and is provided for informational purposes only. It does not constitute an offer to sell or a solicitation of an offer to buy any security of Financial Infrastructure, Inc. (the “Company”). It contains forward-looking statements subject to risk and uncertainty; actual results may differ materially. Market figures are compiled from third-party sources and have not been independently verified. Recipients may not reproduce or distribute this material without the Company’s written consent. Prospective investors should consult their own legal, tax, and financial advisors before making any investment decision.

Investor inquiries

For data-room access, start with the mutual NDA. For everything else — or to introduce yourself before signing — use this form; it goes straight to the founder desk.

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